Instructions

Welcome to the Davis Martindale Advisory Services Net Present Value Calculator.

This calculator will generate the NPV factor needed to calculate a person’s loss of income from the valuation date until any age.

The default indexed discount rates are in accordance with the Ontario Rules of Civil Procedure. However, the calculator supports custom discount rates if "Custom" is selected on the discount rate year drop down.

The calculation using indexed discount rates considers the change in the discount rate after 15 years. The calculator also supports custom non-indexed rates considering the change in discount rates after 10 years.

The calculator considers mortality rates based on the current Statistics Canada Life Tables and also supports the optional consideration of the current participation rates.

Please press "Next" below and enter the details of your calculation on the inputs page.

When you are ready to proceed, press the "Next" button and the net present value factor will be calculated.

If you would like to save or print a PDF copy of the calculation, you can do so from the results page.

Should you require any further information or have any questions or concerns while using this calculator, please contact Davis Martindale Advisory Services at 1-800-668-2167.


Disclaimer
This calculator is not to be used for any purpose other than that expressly stated by Davis Martindale. We do not accept responsibility for any losses arising from unauthorized or improper use of this calculator. We reserve the right, at our discretion, to make revisions to this calculator.

Davis Martindale does not collect or store any user information or data arising from the use of this calculator. As soon as a user closes their browser window or navigates away from the page, any information that was entered is completely cleared.

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Inputs

Name:
Claim / File No.:
Gender:
Date of Birth:
Date of Loss:
Valuation Date:
Calculation Type: ?
Participation Rates: ?
NPV to Age: ? Use Life Expectancy
Discount Rate - Year: ?
Discount Rate - First 15 Years:
Discount Rate - Thereafter:
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Results

Name:
Claim / File No.:
Birthdate:
Date of Loss:
Valuation Date:
Mortality and Participation Adjusted Net Present Value Factor as at valuation date
The NPV from age - (August 8, 2017) to age 65 (December 2, 2035) is:
15.12345

Probability of Survival based on Ontario Male Life Tables published by Statistics Canada - 2010-2012.

Discount rates are in accordance with the Ontario Rules of Civil Procedure, 0.0% for the first 10 years and 0.0% thereafter for trials starting in 2017.

Discount rates are based on the information provided, 0.0% for the first 10 years and 0.0% thereafter.

2016 participation rates for Ontario males, by age group per Statistics Canada CANSIM Table 282-0002.

Calculation for information purposes only. Completed on 21-Sep-17.

Should you require any further information or have any questions or concerns while using this calculator, please do not hesitate to contact Davis Martindale Advisory Services at 1-800-668-2167.


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